Dreaming of packing your bags and seeing the world beyond Nigeria, but your bank account says “maybe later”? You’re not alone — many Nigerians share that yearning. The good news: while travelling abroad on next to zero funds is not easy, it is possible with strategy, resourcefulness and patience. This article takes you step-by-step through realistic paths you can explore, obstacles you should be aware of, and how to build a plan so you can turn “someday” into a boarding-pass.
1. Clarify why you want to travel
Before diving into logistics, ask yourself: what am I going abroad for? Is it to study, work, volunteer, experience a different culture, or permanently migrate? Your purpose will shape everything: which country, what visa, how much you’ll need, and how quickly you can go.
For example:
- If it’s study, you’ll need tuition/visa/living support.
- If it’s work, you’ll need to find an employer or job abroad that can sponsor you (or save enough to relocate).
- If it’s volunteering or cultural exchange, the “money needed” may drop dramatically.
Getting clear on your “why” saves you from wasting time on flights or visas that don’t match your goal.
2. Explore the low-cost and “no money” routes
If you’re short on funds, you’ll want to minimise actual cash outlay and look for creative routes. Here are some ideas particularly relevant for Nigerians:
Fully funded scholarships
Many institutions abroad offer scholarships that cover tuition, living expenses and sometimes travel. As one Nigerian‐oriented article explains, applying for these is one of “the smartest routes” when funds are low. MyEduPlug+2Leverage Edu+2
Key tips: begin early, prepare a strong application (transcripts, reference letters, SOP), target countries with lower cost of living. MyEduPlug+1
Volunteer / cultural exchange / skill-swap programmes
If your goal is less formal (e.g., live abroad for a while, experience a new place), then programs where you work in exchange for food/accommodation are very useful. For example, websites like WWOOF, Workaway, cultural exchange ones. Tribune Online+1
This still often needs flight/visa costs, but reduces or eliminates living expenses.
Jobs abroad with relocation or visa support
Some employers abroad may sponsor visas, or relocate you if you have in-demand skills. According to one article, applying for jobs in countries that offer Job Seeker Visas or relocation assistance is a viable path for Nigerians. MyEduPlug+1
If you go this route, build your skill set (digital marketing, web dev, design, etc), polish your CV and target companies open to international applicants.
Build remote income / save then relocate
Another route: stay in Nigeria, build a side hustle or remote job, save money, and then travel when you have enough. One source says remote jobs + digital nomad visas are possibilities for low‐budget travellers. MyEduPlug
During this savings phase, you might also improve your language skills, network, and research visa requirements.
3. Trim the costs you will need to cover
Even with low‐money routes, you will incur some costs (visa fees, flight ticket, initial accommodation, etc). Here’s how to minimise those:
- Use cheap flights & travel off-peak: According to travel budgeting advice for Nigerians, flying off-season or booking months ahead can save significantly. Pulse Nigeria+1
- Choose countries with lower cost of living: Some places have lower fees or easier visa policies for Nigerians or lower living cost. MyEduPlug+1
- Budget accommodation / work-for-stay: Hostels, guesthouses, volunteering programs where you stay for basic costs. Abpez Nigeria+1
- Cook your own food / use public transport: Simple habits but big savings. Nairaland+1
4. Prepare properly for visa & immigration
One of the major hurdles for Nigerians travelling abroad is visa/immigration scrutiny and being prepared. A few key points:
- Know the immigration/border rules of your destination: purpose of travel, how long you’ll stay, proof of funds, accommodation. The Guardian Nigeria+1
- Carry correct documentation: passport, visa, travel tickets, hotel/host info, return ticket if required, proof of funds.
- Avoid getting denied because of poor preparation. For instance, one article warns Nigerians to avoid changing money at airports (bad exchange rates) and to ensure bank/card transactions abroad are possible. Pulse Nigeria+1
5. Beware of risks & set realistic expectations
When funds are minimal, the pressure is higher and some paths may be risky. Be aware of:
- Scams or illegal migration routes: Tempting as it might be to “figure it out after you arrive”, unsafe migration routes carry huge risks. One article highlighted legitimate ways, but also warned about dangerous routes (e.g., the Libya boat crossing). Legit.ng – Nigeria news.+1
- Rejection risk: For many Nigerians, visa rejections happen. Thousands of dollars can be lost in rejected visa applications. (See anecdotal reddit commentary) reddit.com
- Over-optimistic budget: Thinking you can go with no money at all is dangerous. There will always be some upfront cost (ticket, visa, insurance). Build in a buffer.
- Cultural adaptation & discrimination: Travelling abroad with minimal funds may decrease your “wiggle room” when things go wrong. Also, being treated differently because of nationality may add stress. For example:
“The way I’ve been treated just because I’m a Nigerian woman travelling alone… I’ve never felt so small.” reddit.com
6. Step-by-step roadmap for you (Nigerian starting with very low funds)
Here’s a suggested roadmap you can customise based on your timeline and goal:
Step 1: Self-assessment (0-1 months)
- Write down your purpose: work, study, volunteer?
- Identify your skills: What can you offer abroad? Graphic design, teaching English, digital marketing?
- Research countries aligned with your goal, cost, visa type, living expenses.
Step 2: Upskill & prepare (1-6 months)
- If you lack skills, take free/cheap courses online (Udemy, Coursera) to become competitive.
- Build a portfolio (if applicable) or update your CV.
- Begin saving, even small amounts, for upfront costs.
- Gather documents: international passport, academic transcripts, references, bank statements.
- Monitor scholarship/job/volunteer opportunities.
Step 3: Apply for low-cost entry routes (6-12 months)
- Submit scholarship applications, volunteer programs, or remote job applications.
- Apply for jobs abroad with relocation/visa support if your skills suit.
- Explore countries with easier visa/entry conditions for Nigerians.
- Keep costs minimal: apply online, avoid unnecessary travel, use free webinars or mentoring.
Step 4: Flight/visa funding & trip preparation (12-18 months)
- Once you’ve secured a route (volunteer/job/scholarship), focus on raising or sourcing the ticket/visa fee.
- Use flight-alerts, book well in advance, pick low-fare route.
- Prepare visa application carefully with full documentation.
- Arrange initial accommodation or plan for safe arrival.
- Pack smartly, prioritise essentials.
Step 5: Travel & adapt abroad
- On arrival: minimise initial expenses (shared accommodation, cook your meals, use public transport).
- Be culturally aware, respect local laws, register with the Nigerian embassy/high commission if required.
- If you’re on a job, volunteer or study route: perform well so you can extend your stay or upgrade your status.
7. Real-life example & success inspiration
One story from Nigeria: a young Nigerian lady took off with just US $65 and a plane ticket back in 2009 by being resourceful, focusing on exchange/volunteer routes rather than expensive migration. Legit.ng – Nigeria news.
This shows it can be done — but it takes planning, sacrifice and taking less-common paths.
8. Final thoughts: mindset shift & commitment
- Mindset: Think long-term. Unless you have large savings, you’re looking at a journey of many months (or even years) of preparation.
- Sacrifice: Save aggressively, avoid big spending now. Use this time to build your “ticket out”.
- Network: Seek mentors (others who’ve done it), join groups of Nigerians abroad who used low-money methods.
- Stay legal & safe: Do not fall into the temptation of illegal migration routes; the risk is too high.
- Adaptability: Be willing to accept less glamour: a volunteer role, smaller country, modest living initially. The experience counts.
In summary
Wanting to travel abroad without money is tough but feasible. For a Nigerian, the best strategy is to pick a realistic purpose (study, work, volunteering), find low-cost entry routes (scholarships, volunteers, remote work, relocation jobs), minimise initial expenses, prepare carefully (visa, documentation, skills), and act with persistence and patience. With the right plan, even very modest funds can be leveraged into a life-changing opportunity abroad.
If you like, I can compile a list of 20 concrete scholarships/volunteer programmes specifically available to Nigerians right now (2025), so you can pick one and start applying. Would you like that?
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I Want to Travel Abroad but Have No Money: A Complete Guide for Nigerians
Many Nigerians dream of travelling abroad — whether for education, work, adventure, or a fresh start. But there’s one major problem that stops most people: money.
If you’ve ever said, “I want to travel abroad, but I don’t have money,” you’re not alone. The good news is that with the right planning, creativity, and patience, it’s possible to explore opportunities overseas even if your finances are tight.
This detailed guide explains practical, legal, and legitimate ways Nigerians can travel abroad with little or no money — all while staying compliant with immigration rules and financial regulations.
1. Understand Why You Want to Travel
Before you take any step, clearly define your reason for travelling. Your goal determines your path:
- Study – If you want a degree abroad, look for scholarships or tuition-free universities.
- Work – Search for job openings with visa sponsorship or relocation support.
- Volunteer or Exchange – Consider programs where you exchange work for accommodation and meals.
- Tourism – If you want to visit for leisure, plan long-term savings and budget travel.
When you know your purpose, you can focus your research and increase your chances of success.
2. Apply for Fully Funded Scholarships
One of the easiest and safest ways to travel abroad without personal funding is through scholarships.
Many countries and institutions offer fully funded scholarships that cover tuition, accommodation, living expenses, and sometimes even travel costs.
Top options for Nigerians include:
- Chevening Scholarship (UK)
- DAAD Scholarship (Germany)
- Erasmus Mundus (Europe)
- Fulbright Program (USA)
- Mastercard Foundation Scholars Program (Africa-wide)
Start early — most scholarships open 6–12 months before classes begin. Prepare strong academic documents, recommendation letters, and a personal statement that clearly explains your goals.
3. Try Volunteering or Cultural Exchange
If you’re open to short-term travel or experience abroad, volunteer programs and exchange platforms can help you go overseas with very little cost.
Websites like:
- Workaway.info
- WWOOF.net
- HelpX.net
allow you to work in exchange for free food and accommodation. You’ll still need to cover visa and flight costs, but living expenses are often completely free.
This route is ideal for young Nigerians who want to see the world, learn new skills, and build global connections.
4. Search for Jobs with Relocation or Visa Sponsorship
Another practical route is to apply for jobs that include relocation packages or visa sponsorship.
Countries like Canada, the UK, Germany, and the Netherlands often recruit international talent in fields such as:
- Information Technology
- Healthcare
- Engineering
- Skilled Trades
- Hospitality
Build your CV, create a LinkedIn profile, and search for openings that mention “visa sponsorship” or “relocation assistance.”
Websites like:
- Indeed.com
- LinkedIn Jobs
- Glassdoor
- Relocate.me
list verified companies that help skilled professionals move abroad legally.
5. Work Remotely and Save While in Nigeria
If none of the above options fit you yet, consider working remotely while you’re still in Nigeria. This strategy allows you to earn foreign currency, build savings, and later fund your trip.
Freelance platforms like:
- Upwork
- Fiverr
- Toptal
- Freelancer.com
connect Nigerians with clients all over the world. With consistent effort, you can earn enough to cover flight and visa costs over time.
You can also learn high-demand digital skills such as graphic design, web development, or social media management for free on YouTube or Coursera.
6. Choose Budget-Friendly Destinations
Some countries are much cheaper to live in than others. When funds are tight, it’s smart to target places where the cost of living and visa fees are lower.
Affordable countries for Nigerians include:
- Turkey
- Malaysia
- Poland
- Ghana
- Kenya
- Philippines
These destinations often have flexible visa policies, affordable accommodation, and part-time work options for students or volunteers.
7. Prepare Your Travel Documents Properly
Regardless of your route, proper documentation is key to getting a visa and travelling successfully.
Here’s what you’ll need:
- Valid Nigerian international passport
- Proof of admission, employment, or volunteer invitation
- Visa application form and fees
- Bank statement or proof of funding
- Accommodation details
- Travel health insurance
Make sure all your information is accurate and consistent. Submitting fake documents can result in permanent bans from certain countries — so always stay transparent and follow official procedures.
8. Fund Your Ticket Creatively
Even with a scholarship or volunteer offer, you might still need to fund your flight ticket. Here are creative ways Nigerians have done it:
- Crowdfunding – Share your story on platforms like GoFundMe or with local community groups.
- Corporate Sponsorships – Reach out to local businesses or NGOs that support youth development.
- Family and Friends – Be open about your goals; sometimes support comes from unexpected places.
- Part-Time Jobs – Offer tutoring, sell products online, or start a side hustle to raise money.
Every naira counts. Set a goal, track your savings, and stay focused.
9. Stay Legal, Safe, and Informed
Avoid shortcuts or illegal routes. Many Nigerians have faced serious dangers or deportation by using unauthorized migration channels.
Remember:
- Never pay an “agent” without verifying their legitimacy.
- Always use official embassy websites for visa information.
- Avoid fake job offers or scholarships that request “processing fees.”
- Travel with proper documents and a valid purpose.
Legal travel not only protects you — it opens doors to future opportunities, visas, and permanent residence options.
10. Final Advice: Patience and Planning Pay Off
Travelling abroad with no money is challenging, but not impossible. Thousands of Nigerians have done it through hard work, education, and determination.
Here’s your success roadmap:
- Decide your purpose (study, work, volunteer).
- Research affordable or fully funded programs.
- Prepare strong applications and valid documents.
- Save aggressively or work remotely while waiting.
- Avoid shortcuts — focus on legitimate, long-term results.
Stay patient, consistent, and focused on your goal. Every skill you learn, every application you send, and every kobo you save brings you closer to that plane seat.
In Summary
You can travel abroad even without money — but you must plan smart, stay legal, and commit to your goal. Nigerians who succeed often start small: applying for scholarships, volunteering, working online, or saving patiently.
With dedication, knowledge, and faith in yourself, your dream of exploring the world can become reality.
